Top Of The Week

What are the Current Mortgage Interest Rates?

A mortgage loan, also known as a hypothetical loan in civil law jurisdictions, is a loan used by buyers of real estate to ...

What Are My Rights if My Name Is on a Deed but Not the Mortgage

When it comes to property ownership, the relationship between deeds and mortgages can sometimes be confusing. If you find ...

Can I Get a Mortgage with Bad Credit?

If your credit score is below 600, you may be wondering if you can still get a mortgage. The answer is yes, but the best...

A Home Mortgage is Usually Borrowed for How Long

Understanding Mortgage Duration: How Long Should You Borrow?When it comes to obtaining a home mortgage, one of the...

What Fees Are Included in a Mortgage? A Comprehensive Guide

When it comes to mortgages, there are a variety of fees that you may be required to pay. These fees are charged by the...

What Is a Partial Claim Mortgage

Imagine you're on the path to homeownership, but unexpected financial hurdles stand in your way. That's where a partial...

Top Of The Month

How Long Does a Cosigner Stay on a Mortgage

Recent Post

When is an Adjustable Rate Mortgage the Most Beneficial?

Adjustable rate mortgages (ARMs) are a great option for those who are looking for a lower initial rate and more...

How to Remove Escrow Account from Mortgage

1. IntroductionHave you ever wondered how to remove an escrow account from your mortgage? Escrow accounts are commonly...

How Long Does It Take to Get Approved for a Mortgage?

The entire mortgage process has several parts, including obtaining pre-approval, appraising the home and obtaining the...

Can I Use the Equity in My Home to Get a Home Equity Line of Credit (HELOC)?

Are you looking to unlock the capital you have built up in your home? A Home Equity Line of Credit (HELOC) may be the...

What Are the Fees Associated with a Reverse Mortgage Loan?

Taking out a reverse mortgage loan can be a great way to supplement your income during retirement. However, it is...

What's the Difference Between a Home Loan and a Mortgage Loan?

The terms “mortgage” and “home loan” are often used interchangeably, but they don't mean exactly the same thing....

What Are the Restrictions on Using Money from a Reverse Mortgage Loan?

The Federal Housing Administration (FHA) has strict underwriting requirements to ensure that only eligible borrowers age...

What is the Difference Between Conventional and Government-Backed Mortgages?

Mortgages come in all shapes and sizes, and while government-backed loans offer unique benefits to homebuyers,...

Editors Picks

What Happens to My Mortgage If the Economy Collapses

What Happens to My Mortgage If the Economy Collapses

The stability of the economy has a direct impact on various aspects of our lives, including mortgages. Many homeowners...

7 Documents You Need to Apply for a Mortgage

7 Documents You Need to Apply for a Mortgage

When you're ready to apply for a mortgage, it's important to be prepared. Mortgage lenders want to know the full story of ...

Can I Get Out of My Home Equity Line of Credit (HELOC) If I Change My Mind Later On?

Can I Get Out of My Home Equity Line of Credit (HELOC) If I Change My Mind Later On?

If you're considering taking out a Home Equity Line of Credit (HELOC), you may be wondering if you can change your mind...

Do I Need Private Mortgage Insurance (PMI) for My Mortgage?

Do I Need Private Mortgage Insurance (PMI) for My Mortgage?

Private mortgage insurance (PMI) is a type of insurance that is often required of conventional mortgage loan borrowers....

Tax Implications of Taking Out a Home Equity Line of Credit (HELOC)

Tax Implications of Taking Out a Home Equity Line of Credit (HELOC)

When taking out a home equity line of credit (HELOC), it is important to understand the potential tax implications. Funds ...

Should I Refinance My Existing Mortgage Loan?

Should I Refinance My Existing Mortgage Loan?

Refinancing your mortgage can be a great way to save money, change the terms of your loan, or even take some money from...